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02 Oct 09 Daily Time Management Tips – 4

Let’s begin this part of Daily Time Management Tips series with talking about self-motivation. How to keep oneself motivated? Well through rewards and punishment, isn’t it? You guessed it right; this post will focus on this [motivation] aspect of time management.

Reward Yourself

Let’s begin this journey on a good note, by talking about rewarding yourself when you finish some work on time. This is a nice way to keep your motivation high.

Multitasking

Multitasking is the essence of our time. We often indulge in multitasking even without knowing that we are doing it, but let me warn you against it because multitasking is not always a good thing. Indeed, it helps you finish lot of works in short period of time, but at cost of what?

Quality!

Yes, quality suffers if you unconsciously or consciously club two activities that require separate attention. Clubbing two less involving activities for multitasking is fine, but you should avoid clubbing two activities when any one of the two requires your complete attention.

Take a block approach

Taking a block approach means doing the things that are similar in nature in close succession. This way you will save lots of time that will else get wasted in hopping from one type of task to another kind of task, and then coming back to the kind of task you did first. If you have to make sales call, make all phone calls and dispatch all mails in one block of time. Do not indulge in using separate block of time for accomplishing these activities.

Do not carry your work to your home

This is not the right thing to do. Your spouse will be really angry, and she or he has all the right to be angry, and he/she is right too. It is you who is at fault if you are mixing work with life. Keep both in separate compartment, and never bring office work to home.

How will it help you in managing time?

Well, the pressure of not taking work home will keep you on your feet. I told you about the pressure and punishment in the beginning of the article. This is it.

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03 Jul 09 Tips To Reduce Your Carbon Footprint

The word carbon footprint gets thrown around a lot these days, amid concerns about the effect mankind is having on the environment.  But what is a carbon footprint exactly?  Well to put it simply, it’s the measure of the amount of carbon dioxide that gets put into the atmosphere as you go about your daily life.  Basically everything involving technology emits harmful greenhouse gases like these, as almost everything in our society today involves travel, and every bit of that travel on gas powered vehicles does damage to the environment.  But there are some easy ways that you can adjust your life and begin to make a difference, and most importantly reduce the carbon footprint you are stamping on our atmosphere.

Firstly you can do something as simple as turning your thermostat to be a few degrees colder in the winter, and a few degrees warmer in the summer.  This won’t affect you in a negative way, as it will be a slight temperature change, but the difference to how much energy you’ll be using up will really add up in the long run.  This reduces your carbon footprint, and saves you money in the long run.

Use a dishwasher whenever possible to wash your dishes, as these use less hot water than washing dishes by hand, on average.  Hot water is bad, because it exhausts energy and causes more carbon emissions to be released into the environment.  So you should shy away from using too much all the time.  This means taking shorter showers, and washing your clothes in cold water.  Or in fact take a cold shower every once in a while.  Studies suggest that cold showers are better for your health, as they strengthen your immune system, and help increase circulation and blood flow throughout your body.

Turn off your lights when you leave a room, even if you’re only going to be gone for a short period of time, as this will conserve more energy than you think.  Use a microwave instead of your stove whenever possible, as a microwave uses far less energy than your stove.  And just in general follow guidelines like these for using less energy.  It’s great for the environment, and will also save you money in the long run.

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20 Jan 09 Ready to Sign that Lease Agreement?

The real estate market is booming across the United States, especially in select areas of California as well as Las Vegas. Even the sleepy town of Boise, Idaho is experiencing record breaking primary residential development. Where ever you happen to live, you have probably noticed it’s not so easy to get into that coveted house you have always dreamed of, despite the favorable mortgage rates. So what should you do?

Lessons Learned from the Past

With such uncertainty around the real estate market, perhaps it is best to stay away from owning your own property. Many so called experts predict the housing market in the US has finally reach bubble status, and expect that bubble to burst in the near future. They may have submitted their predictions a bit early, but their advice should be considered. If we learned anything from the stock market bubble and subsequent crash of 2000, we realized frequently a conservative approach to investing serves us well when uncertainty surrounds the market.

Protect yourself and consider the advantages of renting or leasing versus buying your own home. A renter assumes far less risk by signing his/her name to a lease agreement than when closing on a house. Typically a rental agreement locks you into a contract for a short period of time, relatively speaking, during which the rental rate is locked as well. Such a contract can protect you from the downswings of the real estate market, especially the volatility frequently demonstrated by adjustable rate mortgages. Granted, as a renter you don’t stand to gain any equity in the house should the market turn up. However, you also don’t expose yourself to the violent downswings in housing values wrought by an oversaturated market. Should you buy a house now and a year later need to move to pursue a new job opportunity, what happens when your realize those inflated prices you paid for your house are not so inflated anymore, and suddenly you owe more on your house than it is worth? That is called negative equity, and instinctively you realize no good can come of such a situation. Hence renting offers flexibility, both financially and physically speaking.

Avoiding the Headaches of Ownership

By agreeing only to rent the dwelling, you manage to avoid many of the disadvantages associated with owning a house. Normally the landlord is responsible for general maintenance of the flat. Many home owners are quick to offer their stories of frustration, disappointment, and even anger when things go wrong in the house. Pipes burst, flooding occurs, air conditioning units break during the scorching summer days of July, and heating systems fail in the dead of winter. All these things can and will happen, setting homeowners back considerably. Thus, as a renter you can avoid many of the major financial investments owners must make to maintain the comfort and livability provided by a dwelling. Agreeing to a lease agreement helps mitigate the risks of living in a home or apartment.

Weighing your Options

A rental or lease agreement can offer many advantages to those of you looking for a place to live. Ultimately, each individual must decide what is right for them. Some are more than willing to bear the risk inherent to the housing market because they have a strong positive cash flow and are in a position to endure the twists and turns of the market.

Don’t be afraid to weigh your options and consider the risks of owning versus renting. For many, playing the game conservatively and waiting for housing prices to come back down to Earth will prove to be a successful strategy. There is no shame in signing that lease agreement, living in an apartment for a year or two before moving on to that house you have wanted so badly.

Adam Smith is a client account specialist with http://www.10xMarketing.com – More Visitors. More Buyers. More Revenue. For more information about lease agreements, including real estate advice and strategies, please visit http://www.oneminutemillionaire.com/affiliate/glossary/lease-agreement.asp

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